Terms of Use

By using this website, you agree to these terms.

Not a loan commitment

Nothing on this site is a commitment to lend or a Loan Estimate. All loans are subject to credit approval, appraisal, underwriting, and program guidelines. Rates, terms and program availability are subject to change without notice.

AI assistant

The AI assistant provides general mortgage information. It is not legal, tax, or accounting advice, and does not create a lender-borrower relationship. For anything file-specific, contact Mike directly.

Third-party links

Some links direct you to third-party sites (including the loan application portal). We are not responsible for third-party content or privacy practices.

Licensing

Mike Keys is licensed as a Mortgage Loan Originator (NMLS #2795829) with Responsive Mortgage, a Division of Gold Star Mortgage Financial Group (NMLS #3446). Licensed in Texas. Verify at NMLS Consumer Access.

Equal Housing Opportunity

We are an Equal Housing Lender and do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or the good faith exercise of any right under the Consumer Credit Protection Act.